WELCOME TO ALPHA MORTGAGE

Your Intelligent mortgage solutions begin here for Residential, Commercial, Private and Farm Mortgages

As an Independent Mortgage Broker in Surrey BC, we deal with multiple institutional lenders such as banks, credit unions, trust companies, mortgage companies and mortgage investment corporations as opposed to just one financial institution to get the best rate! Why settle for a better rate when you may get the best and in addition have a choice of multiple lenders competing for your business?

We will take the time to explain the various rates, latest options, terms and conditions in language that’s easy to understand. We work hard to find you the best solution for your mortgage and also tailor it around your individual needs. Our main goal is also to educate you through-out the mortgage process as well as make your mortgage financing experience as easy as stress free and easy as possible. We will take the time to explain the various rates, latest options, terms and conditions in language that’s easy to understand.

With a quick online application or phone call to our lenders, we have access to many specialized mortgage programs that banks do not offer at our finger tips.

We also arrange private financing for those deals that are declined by the banks, credit unions, trust companies, mortgage companies or the B-Lenders. Private financing is also available for development projects, sub-divisions and commercial property types.

​So there is a solution for nearly every situation when it comes to getting your mortgage approved. Call us today and we will be sure to deliver exceptional results.

If you are looking to:

  • Purchase a Home, Rental or Commercial property
  • Refinance your existing mortgage using your home equity to consolidate debt or renovate your property or invest in another property
  • Renew your mortgage or switch banks for a better rate
  • Buy land and develop​

OR are:

  • Self employed
  • A New Immigrant to Canada
  • Have less than perfect credit or no credit at all
  • Facing foreclosure or want to pay off a consumer proposal using your home equity
  • A discharged bankrupt
  • Need a first, second or a third private mortgage

Alpha Mortgage House Corp is ready to assist you from the start to finish.

ABOUT US

Alpha Mortgage House Corp is an independent Mortgage broker firm that deals with major lending institutions such as banks, credit unions, trust companies, mortgage companies and mortgage investment corporations.

We shop multiple lenders in the time it may take you to book an appointment at your local bank and provide you with an array of products from these lenders as opposed to just one institution’s products that may be available at your local branch.

Shopping for mortgages from lender to lender is a time consuming and tedious job if you do it on your own. More Canadians are therefore relying on the services of a mortgage broker.

Our goal is to satisfy our clients by providing them with the best mortgage products available and at the same time educate them and help them achieve their financial goals.

Our advice is unbiased and based on whatever is in your best interest as we know the quality of products available from our lenders and match them towards your own needs.

We offer a one stop shop for our mortgage services. So whether it is a residential, commercial, private or a farm mortgage, we will be pleased to assist you.

WHY US

INDEPENDENT ADVICE

As independent mortgage brokers, we’re not tied to any one lender or range of products unlike a bank’s own mortgage specialist who sell their own products. Our goal is to help you successfully finance your home or property.

PERSONAL ATTENTION

We’ll start by getting to know you and your homeownership goals. We’ll make a recommendation, drawing from available mortgage products that match your needs, and we will decide together on what’s right for you. When it comes to mortgages, rates, and the housing market, we’ll speak to you in plain language. We can explain the various mortgage terms and conditions so you can choose confidently.

MORE CHOICE = COMPETITIVE RATES

We have access to a network of major lenders in Canada, so your options are extensive. In addition to traditional lenders, we also know what’s being offered by credit unions, trust companies, and other sources. And we can help you take care of other requirements before your closing date.

ENSURE YOU’RE GETTING THE BEST RATES, TERMS & RESULTS

Even if you’ve already been pre-approved for a mortgage by your bank or another financial institution, you’re not obliged to stop shopping! Let us investigate to see if there is an alternative to better suit your needs.

ONE CREDIT INQUIRY

Rate-shopping on your own can actually be hazardous to your credit. Every time a lender checks your credit, the credit bureaus take notice. Too many inquiries may weaken your credit rating, possibly affecting the rate and terms of your mortgage. Your broker does one inquiry only, regardless of how many lenders we deal with.

SAVE TIME WITH 1 STOP SHOPPING

It could take weeks for you to organize appointments with competing mortgage lenders — and we know you’d probably rather spend your time house-hunting! We work directly with dozens of lenders, and can quickly narrow down a list of those that suit you best. It makes comparison-shopping fast, easy, and convenient.

WE NEGOTIATE ON YOUR BEHALF

Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. Brokers negotiate mortgages each and every day on behalf of Canadian homebuyers. You can count on our market knowledge to secure competitive rates and terms that benefit you.

Efficiency – Our job isn’t done until your closing date goes smoothly. We’ll help ensure your mortgage transaction takes place on time and to your satisfaction.

NO COST TO YOU

In most residential Type-A deals we do not charge a fee as we are paid by the lenders. A fee is charged only for the most challenging credit solutions, and it’s especially under those circumstances that a mortgage professional CAN DO for you what your bank cannot.

Broker/lender fee may also apply for private, commercial & farm mortgages but not without prior written consent of the clients.

ONGOING SUPPORT & CONSULTATION

Even once your mortgage is signed and paperwork is complete, we are here if you need any advice on closing details or even future referral needs. We are happy to be of assistance when you need it, even beyond regular business hours!

WHAT WE DO

PURCHASES

Regardless of being a first time buyer or a repeat buyer, purchasing a home is the largest investment during your life time. It can be one of the most exciting things you or your family can do. It could also be stressful but at Alpha

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FIRST TIME HOME BUYERS

Buying your first home is quite an exciting proposition but before you can know whether homeownership is right for you, its important to know what is involved. We would like

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CONSTRUCTION FINANCING

Alpha Mortgage Housing Corp specializes in construction financing. As you may be aware construction loans are quite hard to get. The construction lending

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FARM LAND FINANCING

Farm land financing is very different from conventional mortgage or construction lending. Not every mortgage broker in Surrey BC will be able to help you

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SECURED LINES OF CREDIT

There are several reasons why you may need secured lines of credit. There are certain expenses that you may have to take care of or you may have to make

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REFINANCE & HOME EQUITY

Refinancing your mortgage means taking a new mortgage on your existing property based on the existing equity in your property. (Equity refers to the difference between your current property value and the current

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PRIVATE FINANCING

At times, institutionalized financing or public lending isn’t available. Numerous factors determine whether or not you would get a certain kind of loan

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PROJECT FINANCING

There are many avenues to secure project financing and it is our objective at Alpha Mortgage Housing Corp to get you the loan that you need with minimum

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RENTAL PROPERTY FINANCING

Rental properties financing can be extremely easy to get or it may be a daunting challenge. Everything boils down to the kind of property you

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FORECLOSURE PREVENTION

As a mortgage agency in Surrey BC, we always talk to our clients and signify the importance of making timely repayments. Nothing impacts your credit

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RENEWING YOUR MORTGAGE

Now that you have received a renewal letter from your existing mortgage lender, do you just sign it and send it back by selecting the rate offered or would you rather shop around for the best rate or

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COMMERCIAL MORTGAGES

Commercial mortgages are more complicated than the ordinary residential mortgage. It must be noted that even if you are investing in a house and intend

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LAND DEVELOPMENT FINANCING

Land development financing is unique. It isn’t the same as your conventional mortgage. It can qualify as commercial mortgage but the requisite also

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SECOND MORTGAGES

Second mortgages are not the most desirable of all financial remedies but they are unavoidable at times. When you need to make a substantial investment

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TOOL KIT

  • Canadian Mortgage Calculator

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OUR SPECIAL CLIENTS

"My experience with Alpha Mortgage was phenomenal! From the very start I was guided in the right direction based on what I was looking for. They were quick with the approval, offered me some great options and had the work done quickly! The best part was the ongoing support after the deal closed. I will continue to use Alpha Mortgage and have already referred close family and friends."

− P. Singh - Professional Photographer

"These guys are true professionals! They got me an amazing rate on my mortgage and they also provided valuable information after the close for my future projects! Thank you!

"

− H. Sohal - Engineer

CONTACT US

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Alpha Mortgage House Corp is located at:

Suite 202 – 12830 – 80th Avenue (York Business Centre)
V3W 3A8 Canada

Tel: 604-501-9837 / 604-501-1022
Fax: 604-501-9847 / 604-501-1021
Email: amhc@shawbiz.ca

Contact Broker directly or after business hours

Mr. Gurinder Toor – 604-417-2700
Mr. Sukh Bhatty – 604-765-4023
Mr.Sim Dhaliwal – 604 897 4276