WE ARE ALPHA
About Us
ALPHA MORTGAGE BROKER SURREY, BC
Alpha Mortgage House Corp is an independent Mortgage broker in Surrey, BC firm that deals with major lending institutions such as banks, credit unions, trust companies, mortgage companies and mortgage investment corporations.
We shop multiple lenders in the time it may take you to Book An Appointment at your local bank and provide you with an array of products from these lenders as opposed to just one institution’s products that may be available at your local branch.
Shopping for mortgages from lender to lender is a time consuming and tedious job if you do it on your own. More Canadians are therefore relying on the services of a mortgage broker.
Our goal is to satisfy our clients by providing them with the Lowest Mortgage Rates Surrey, BC available and at the same time educate them and help them achieve their financial goals.
Our advice is unbiased and based on whatever is in your best interest as we know the quality of products available from our lenders and match them towards your own needs.
We offer a one stop shop for Our Mortgage Services. So whether it is a residential, commercial, private or a farm mortgage, we will be pleased to assist you.
Why Choose Us?
Our team of certified Mortgage Brokers in Surrey, Langley, Abbotsford and Vancouver works with the nation’s top class lenders to find you the ideal financing solutions.
INDEPENDENT
ADVICE
ADVICE
As independent mortgage brokers, we’re not tied to any one lender or range of products unlike a bank’s own mortgage specialist who sell their own products. Our goal is to help you successfully finance your home or property.
ONGOING SUPPORT & CONSULTATION
Even once your mortgage is signed and paperwork is complete, we are here if you need any advice on closing details or even future referral needs. We are happy to be of assistance when you need it, even beyond regular business hours!
ONE CREDIT
INQUIRY
INQUIRY
Rate-shopping on your own can actually be hazardous to your credit. Every time a lender checks your credit, the credit bureaus take notice. Too many inquiries may weaken your credit rating, possibly affecting the rate and terms of your mortgage. Your broker does one inquiry only, regardless of how many lenders we deal with.
ENSURE YOU’RE GETTING THE BEST RATES, TERMS & RESULTS
Even if you’ve already been pre-approved for a mortgage by your bank or another financial institution, you’re not obliged to stop shopping! Let us investigate to see if there is an alternative to better suit your needs.
MORE CHOICE
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COMPETITIVE
RATES
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COMPETITIVE
RATES
We have access to a network of major lenders in Canada, so your options are extensive. In addition to traditional lenders, we also know what’s being offered by credit unions, trust companies, and other sources. And we can help you take care of other requirements before your closing date.
SAVE TIME
WITH
1 STOP
SHOPPING
WITH
1 STOP
SHOPPING
It could take weeks for you to organize appointments with competing mortgage lenders — and we know you’d probably rather spend your time house-hunting! We work directly with dozens of lenders, and can quickly narrow down a list of those that suit you best. It makes comparison-shopping fast, easy, and convenient.
WE NEGOTIATE ON YOUR BEHALF
Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. Brokers negotiate mortgages each and every day on behalf of Canadian homebuyers. You can count on our market knowledge to secure competitive rates and terms that benefit you.
Efficiency – Our job isn’t done until your closing date goes smoothly. We’ll help ensure your mortgage transaction takes place on time and to your satisfaction.
NO COST
TO YOU
TO YOU
In most residential Type-A deals we do not charge a fee as we are paid by the lenders. A fee is charged only for the most challenging credit solutions, and it’s especially under those circumstances that a mortgage professional CAN DO for you what your bank cannot.
Broker/lender fee may also apply for private, commercial & farm mortgages but not without prior written consent of the clients.
PERSONAL
ATTENTION
ATTENTION
We’ll start by getting to know you and your homeownership goals. We’ll make a recommendation, drawing from available mortgage products that match your needs, and we will decide together on what’s right for you. When it comes to mortgages, rates, and the housing market, we’ll speak to you in plain language. We can explain the various mortgage terms and conditions so you can choose confidently.
